WhatsApp could soon allow you to send and receive money in India through its UPI-based service

WhatsApp Payments Service

The latest version of WhatsApp Beta has something special for those Indians that use the messaging service often and want a way to seamlessly conduct transactions or send and receive money. There is a new payments option called WhatsApp Payments and by linking it with your bank account, it will become possible for you to send funds to your contacts in an effortless manner.

Before getting happy though, it should be noted that the update is not officially available for your devices, but because it is in the beta stage, it signifies that its rollout is not going to take very long from now.

WhatsApp Payments is based on UPI

The WhatsApp Payments service in India is based on UPI (Unified Payments Interface). The update for which WhatsApp Payments is going to be available is going to be different for your Android or iOS device. Aside from the difference in the interface, the version number with which you will be able to start making payments is a little different.

  • For iOS users, WhatsApp with version number v2.18.21 will have the ‘Payment’ option enabled
  • For Android users, WhatsApp with version number v2.18.41 will have the ‘Payment’ option enabled

The latest beta version of WhatsApp might or might not allow you to take advantage of the payment feature. Also, our recommendation is that you leave this addition alone till an official update is available. The company’s developers will obviously be working round the clock to ensure that the payments feature is made available at the earliest, so please be patient and we are sure that the update will be available to you real soon.

If and when WhatsApp Payments go live, it could become yet another easy way to ensure that you will be able to send funds to your contacts in the blink of an eye. As technology gets more affordable and convenient, so will the payments method which are used to transfer funds with will become too. A drawback of this update is that the person whom you’re going to be sending funds to might also need to link their bank and bank account otherwise it will be a waste.

The competition

Right now, the Indian market is filled with apps that allow users to transfer funds and make payments through the Indian government-backed National Payments Corporation of India’s (NPCI) UPI interface. Some of the most popular payments apps in the country include Paytm, ICICI Pockets, PhonePe, BHIM, Tez, Airtel Money, and Chillr.


Mohd. Omer cannot control his love for tech, so he became an author to report on the latest happenings in technology, and to educate others. Omer has been tracking the smartphone industry since Nokia’s Symbian days. He is an experienced writer who has a strong hold on smartphone domain and is equally passionate about the connecting segments like apps and softwares.