HDFC Bank Balance Check: How to Check HDFC Account Balance via Missed Call, SMS, Online, More

Here is how you can check your HDFC Bank account balance in multiple ways

HDFC is India’s largest private sector bank and the world’s 10th largest bank by market capitalization. The bank is headquartered in Mumbai and has over 6,300 branches across 3,203 cities. The bank is quite popular in the IT sector as most salaried people prefer to have an HDFC bank as their salary account. The bank also offers a whole set of credit cards with excellent benefits. 

With so many facilities under its belt, HDFC bank allows users to track their bank balance easily via multiple methods. Keeping a track of your account balance can be useful to keep an eye on your financing and budgeting. In this guide, we will take a look at how one can check the Indian Overseas Bank account balance using missed call service, SMS, internet banking, mobile banking, and ATM machines. 

Also Read: Canara Bank Balance Check: How to Check Canara Bank Balance via Internet Banking, Missed Call Service, Mobile App, and More

Check HDFC Bank Balance via Missed Call Banking Service

Let’s start with one of the simplest ways to check the bank balance of your HDFC account. Missed call method is free to use and does not require an internet connection. Here is the number to check the HDFC bank balance.

Dial 1800 270 3333 from your phone, and the call will automatically end after a couple of rings. You will get an SMS instantly from the bank with your bank balance. 

Check HDFC Bank Balance via Net Banking

Here’s how you can check HDFC bank balance using the net banking facility.

  1. Visit the HDFC Net banking website
  2. Click on “Proceed now”
  3. Now, click on Continue
  4. Enter Customer ID/ User ID 
  5. Click on Continue
  6. Enter password/ PIN
  7. Enter the captchaHow to Redeem HDFC Credit Card Points
  8. Click on Login
  9. You will be taken to the home screen
  10. Your account balance will be displayed on the main screen (on the right side)

Check HDFC Bank Balance via Mobile Banking

With most people using smartphones, banks now offer mobile apps with almost all the services integrated into one all. Like many banks, HDFC bank also offers mobile apps for both Android and iOS platforms. Here is how you can check your bank balance using HDFC mobile app. 

  1. Download and install the HDFC Bank MobileBanking App on Android or iOS
  2. Complete the registration process on the app with your mobile number, MPIN, and password or just sign in if you have already registered
  3. Once the app is opened, your account balance will be displayed on the main screen itself

Check HDFC Bank Balance via SMS

To check your account balance, here are the steps you can follow and get an instant update about your bank balance. 

  1. Send SMS to 5676712
  2. Type bal and tap on the send button
  3. You will get an SMS instantly from the bank with your remaining balance

To register for SMS Banking of HDFc bank, you can send “Register” <space> last 4 digits of CustomerID <space> last 4 digits of the Account number to “7308090908”

Check HDFC Bank Balance via Passbook

While the rest of the methods here are digital means, this is a physical means to get your physical details. You can visit your nearest HDFC bank and get the passbook printed by some bank staff or use the machine which is usually present next to the ATM or inside the bank to manually print the passbook and get the account balance. In addition to the existing bank balance, this method also allows you to get details of all the transactions. 

This can be useful when you need a physical copy of the passbook. 

Also Read: Union Bank Balance Enquiry: How to Check Union Bank of India Account Balance via Internet Banking, Missed Call Service, Mobile App, and More

Check HDFC Bank Balance via ATM

Another offline method is to get the balance of HDFC bank by visiting the nearest ATM. This is in case you are not able to get the balance via phone or internet banking. Here is how to check the HDFC bank balance using an ATM card. 

  1. Insert your HDFC Bank ATM card into the machine
  2. Enter your ATM pin
  3. Select the “Balance Enquiry” option
  4. Check the balance and complete the transaction

Check HDFC Bank Balance via UPI App

Since we all frequently use UPI apps like Google Pay, Paytm, BHIM, Phonepe and more, it is also better to add HDFC bank account to these apps and you can not only check the bank balance here, but you can also do payments, pay bills, and much more. Here, we are going to use Google Pay as an example and how you can check the balance of your HDFC Bank using the app. Here’s how you can do it:

  1. Download and Install Google Pay application on your Android or iOS device
  2. Follow the on-screen instruction to sign up for the service and to create a UPI PIN
  3. Once done, you can simply open the Profile section of the application
  4. Now click on Payment Methods and then select the HDFC Bank account, the app will fetch your account details and you can proceed with it. 
  5. You can tap on Profile photo on the top right of the home screen, select “Bank account” and then tap on HDFC Bank
  6. Tap on the HDFC Bank and select “Check bank balance” and enter the UPI PIN to check the balance of your HDFC Bank

Also Read: SBI: How to Activate New SBI ATM or Debit Card for Online Transactions

FAQs:

How to check my last 3 transactions in HDFC Bank?

There are multiple ways to get the last 3 transactions in HDFC Bank or mini statement, here are some of the easiest ways. 

  • Give a missed call to 1800-270-3355 
  • SMS “txn” to 5676712
  • Dial 1800-270-3377 and enquire about your last few transactions 
  • You can also check the mini statement by using the Mobile app and also the internet banking facility
  • You can use your updated passbook to check the last few transactions

How can I check my MAB in HDFC Bank?

The Minimum Average Balance for HDFC bank varies from user to user depending on a few factors. To check your MBA, you can follow the below-mentioned steps:

  1. Visit the HDFC Net banking website and click on “Proceed now”
  2. Now, click on Continue and enter Customer ID/ User ID 
  3. Click on Continue
  4. Enter password/ PIN and then enter the captcha
  5. Click on Login
  6. You will be taken to the home screen
  7. Your account balance, now click on the account balance shown
  8. Now, click on your Account Number 
  9. In the next view, scroll down to view your required average balance (monthly)

How can I get the HDFC Bank statement?

  1. Open HDFC Mobile App
  2. Enter details and login
  3. Tap on the menu option on the left
  4. Tap on Save and select Accounts
  5. Now, select the account you wish to download the statement for
  6. Tap on Statement on the top
  7. Then, select Request Statement at the bottom of the screen
  8. Choose the download option, select the duration and format
  9. Tap on Confirm
  10. HDFC Bank statement will be downloaded on your phone

How To Check My Account Balance If I Don’t Have Access To The Internet?

As you can see above, we have mentioned a few methods which do not require internet access to check the balance. You can use missed call, SMS, ATM, and passbook methods to get the account balance of HDFC bank without the need for an internet connection.

Also Read: PNB Balance Enquiry: How to Check Punjab National Bank Balance via Internet Banking, Missed Call Service, Mobile App, and More

Thanks for reading till the end of this article. For more such informative and exclusive tech content, like our Facebook page


Srivatsa is a freelance writer at MySmartPrice. He likes to write and talk about Smartphones, Android, Cricket, and more. He has previously worked at TechRadar and AndroidPolice.