HDFC Credit Card Reward Points: How to Redeem HDFC Credit Card Points Online & Offline

Here is how you can redeem your HDFC bank reward points.

Published On: February 20, 2022

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Using a credit card is one of the easiest ways to shop online and get the product you need. With the use of a credit card, you not only get the product you want but, you can also earn some extra rewards that you can redeem for other products later on. One of the most popular rewards for using credit cards is the reward points and HDFC Bank, one of the most popular banks when it comes to credit cards in India offers multiple credit cards along with reward point options.

In this guide, we will take a look at how to redeem HDFC credit card points using online as well as offline methods. Also, we will take a look at how one can earn HDFC credit card reward points. The reward points are different for different cards, even if all cards are from HDFC bank. To redeem a gift voucher for a product, you will need to accumulate 500 points.

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Table of Contents

How to Redeem HDFC Credit Card Points Online

Before proceeding, make sure you have a valid internet banking user ID and password of HDFC bank. Here is how you can redeem HDFC credit card points using online banking.

Visit HDFC Bank Netbanking website
Enter valid user ID, password, and captcha
Click on “Login”
Select the “Cards” option from the top menu bar
Select the “Enquire” option from the left menu section
Under Enquire dropdown list, select “Redeem Reward Points”
Select the card by ticking the checkbox from which you would like to redeem reward points and select “Continue”
Select “Continue” (enable the pop-up option if you have disabled it)
You will be taken to Redeem Reward Points homepage
Select Points Range and Item Category to view catalog
Select items by adding to the shopping cart
Once you’ve added items to the cart, proceed to View Shopping Cart
Read Terms & Conditions and click on the check box confirming acceptance
Confirm your registered address, email ID and contact number
Click on Redeem to confirm the redemption and take a note of the Order number generated

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How to Redeem HDFC Credit Card Points Offline

Download the HDFC rewards redemption form from the website
Take a printout of the same
Fill out the details like S No, product code, product name, quantity, and amount to be debited to the credit card account
Enter cardholder’s name and card number
Read the terms and conditions and add your signature and date
Rs 99 will be debited from your card towards handling the goods and services
Send the letter to the following address: “Rewards Helpdesk, HDFC Bank Cards Division, P.O.Box No. 8654, Thiruvanmiyur, P.O, Chennai – 600041”
Or instead of posting, you can also drop the letter at the nearest Credit Cards dropbox

Along with the letter, you will also have to attach your previous month’s credit card statement to see the number of points available to redeem. You can visit this link and check out the full catalog along with your name and code.

Which items can be Redeemed with HDFC Credit Card Points?

Once you have accumulated at least 500 points, you can start redeeming the points for multiple things like apparel, dining, lifestyle, health care, entertainment, etc.

My Apparels: Raymond, Hidesign, Fusion beats, Jockey, Skechers, Pantaloons, Central, The Chennai Silks, etc
My Charity: Covid Relife Meal, PPE Kit, Oxygen cylinder, hospital beds, etc
Mu Dining: Pizza Hut, Zomato, KFC, Swiggy, etc
My Electronics: Portronics, Girias, Motorola, Tagg, Sandisk, JBL, Croma, Boat, Mi, Vijay sales, Philips, Reliance digital, etc
My Entertainment: Jio Saavn, Epic On, Shemaroo, Book My Show, Amazon Prime, Zee5, Amazon Gift Card + Prime Membership combo
Fashion and Accessories: Fastrack, Titan, Reliance Trends, Joyalukkas, GRT Jewelers, Reliance jewels, Wildcraft, Kalyan Jewelers, etc
My Healthcare: Four Fountains, NuAyurveda Clinic, Apollo Pharmacy, 1Mg, CureFit, etc
My Home: Fujihoro, Tupperware, Philips, Urban ladder, Prestige, etc
My Kids: Luxe
My Kitchen: Tupperware, Philips, Bajaj, etc
My Lifestyle: Uber, Amazon, Flipkart, Wildcraft, Nivia, Bata, Levi’s, Puma, Nike, Decathlon, etc
My Luxury: Taj Hotel gift card, Luxe gift card
My Personal care: VLCC, The Man Company, Body craft, etc
My Travel and Leisure: Yatra, Swiss Military, Luxe, HP, etc
Indian Oil (IOCL)

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How to Earn HDFC Credit Card Points?

You can earn reward points on all the transactions with the HDFC Credit card, be it online or offline. Each time you make a payment using your HDFC Credit Card, rewards points will be added to your account. Once the points are accumulated, you will have to use those points within two years. As said earlier, once you have accumulated 500 points, you can start redeeming them for any product you want from the catalog. HDFC Bank offers multiple credit card options and here is how you can get the most out of all types of credit cards and how you can earn HDFC credit card points.

HDFC Credit Card	Reward Points
INFINIA Credit Card Metal Edition	5 Reward Points for every Rs 150 spent Welcome benefit of 12,500 reward points upon fee realisation and card activation Earn up to 10 times Reward Points on your travel and shopping spends on Smartbuy
Diners Club Black Credit Card	5 Reward Points for every Rs 150 spent Up to 10X Reward Points via SmartBuy and 2X on weekend dining
Regalia Credit Card	Earn 4 Reward Points on every Rs 150 Bonus 10,000 Reward Points on Rs. 5 lakhs spends Additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year
Diners Club Privilege Credit Card	4 Reward Points for every Rs 150 spent Upto 10X RP on spends via SmartBuy 2X Reward Points on weekend dining
MoneyBack Credit Card	Earn 2 Reward Points on every Rs 150 spent Earn 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online
Regalia First Credit Card	You earn 4 reward points on Rs. 150, on all retail spending including Insurance, Utilities, Education and RentPay. Earn 5,000 Reward Points on annual spending of Rs. 3,00,000 or more in each anniversary year Earn additional 2,500 Reward Points on annual spending of Rs. 6,00,000 or more in each anniversary year
Diners Club Miles Credit Card	Earn 4 Reward Points for every Rs 150 spent
Platinum Times Card	Earn 3 Reward Points for every Rs 150 spent on your card. Weekday Dining Bonanza Reward Points Earn 10 Reward Points* on every Rs 150 spent on Dining spends on weekdays
Titanium Times Card	Earn 2 Reward Points for every Rs 150 spent. Weekday Dining Bonanza Reward Points Earn 5 Reward Points* on every Rs 150 spent on dining spends on weekdays
Business Regalia Credit Card	Up to 50 days interest-free credit period Earn Reward Points for every Rs 150 spent: 4 Reward Points on all spending Earn 15,000 Bonus Reward Points on annual spending of Rs. 8,00,000 Earn 10,000 Bonus Reward Points on annual spending of Rs. 5,00,000
Business MoneyBack Credit Card	Earn Reward Points for every Rs 150 spent: 4 Reward Points on online spends 2 Reward Points on all other expenses (Except fuel) Get 5X Reward Points on Fuel (Maximum 1000 points in a month) Earn 2,500 Bonus Reward Points on annual spending of Rs. 1,80,000
Best Price Save Max Credit Card	Earn Reward Points for every Rs 150 spent: 6 Reward Points on Best Price Spends 4 Reward Points on IRCTC, utility, dining spends 2 Reward Points on other retail spends Earn 800 Reward Points on 4 or more purchases at Best Price within first 90 days of card set up (minimum cart value Rs 150) Earn 3300 Reward Points on shopping of Rs. 1,50,000 in a calendar quarter
CSC Small Business MoneyBack	Earn Reward Points for every Rs 150 spent 4 Reward Points on online spends 2 Reward Points on all other expenses (Except fuel) Get 5X Reward Points on Fuel (Maximum 1000 points in a month) Earn 2,500 Bonus Reward Points on annual spending of Rs. 1,80,000
All Miles Credit Card	Accumulate 3 reward points for every Rs 150 you spent Get 2x reward points for hotel bookings, mobile recharge and shopping
Freedom Credit Card	Earn 1 reward point on every spend of Rs 150 and above Earn 25X reward points on your birthday spend 10X reward points on PayZapp & SmartBuy spends Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
Business Gold Credit Card	Earn reward points on every spend of Rs 150 and above
Business Regalia First Credit Card	4 Reward points for every Rs. 150 spent Earn 7,500 Reward Points on annual spending of Rs. 6,00,000 or more in each anniversary year 2. Earn 5,000 Reward Points on annual spending of Rs. 3,00,000 or more in each anniversary year
Diners Club Premium Credit Card	Earn 4 reward points for every Rs 150 you spend Welcome benefit: 2,500 reward points Renewal benefit: 2,500 reward points
Diners Club Rewardz Credit Card	Earn 3 reward points for every Rs 150 you spend Welcome benefit: 1000 points Renewal benefit: 1000 points
Doctor’s Regalia Credit Card	You earn 4 reward points on Rs. 150 Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year. Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs in the anniversary year
Doctor’s Superia Credit Card	3 Reward Points for every Rs. 150 you spend Welcome Benefit: 1000 Reward Points Renewal Benefit: 1000 reward points
Platinum Plus Credit Card	Earn 2 reward points for every Rs 150 you spend
Solitaire Credit Card	Earn 3 reward points for every Rs 150 you spend
Superia Credit Card	Earn 3 reward points for every Rs 150 spent Welcome benefit: 1000 reward points Renewal benefit: 1000 reward points
Teachers Platinum Credit Card	Weekends – 3x reward points on spending of Rs 150. Earn as many as 2400 points in a year Weekdays – Two reward points for every Rs 150 Get a special gift of 500 reward points on Teacher’s Day (5 Sept) every year
Titanium Edge Credit Card	Get 2 reward points for every Rs 150 you spend