Jio Phones Get UPI Payments Option Through JioPay App: Here’s What is It and Complete Features

JioPay is reportedly available to over a thousand JioPhone users in the public testing phase.


Mukesh Ambani-promoted telco Jio seems to have started rolling out Jio Pay, a UPI-based payment solution, to its 4G JioPhones. Jio had been working on the feature for quite some time. Now, as per a report by BGR India, Jio Pay is now available for over a thousand JioPhone users in the public testing phaseIt’ll soon start rolling out to all to make UPI payments directly from their bank account to recipient’s account. The report also shares three images suggesting the presence of Jio Pay on a Jio Phone.

How Jio Pay works on Jio Phone

As seen from the images (above), the Jio Pay app on Jio Phone supports complete features of a UPI app, including Add Bank, Scan and Pay, and Pay through VPA. The app also seem to comprise Recharge and payment history. It could also allow users to make contactless payments via JioPhones’ built-in NFC.

“Jio Pay for JioPhone has been built over a tokenisation platform, and it uses ‘Tap and Pay’ contactless payment through NFC with the compatible POS machine. As of now, Jio has Axis, ICICI, HDFC, Standard Chartered, IndusInd, SBI, Kotak, YesBank, and RBL Bank onboard. It is also been said that both Credit and Debit cards (Mastercard and VISA) of these banks can be tokenised and used for payment,” added the report.

Jio is said to have reworked the National Payments Corporation of India’s (NPCI) UPI payment transaction system for the Kai OS operating system on Jio Phone, which is responsible for bringing the payments screen where users enter their UPI PIN for all the UPI transactions.

Right now only the original JioPhone users have allegedly received UPI feature. There is no word as to when the feature will be expanded to JioPhone 2 yet. The telco is likely to make an official announcement soon and we may see a wider rollout of the service in the coming days.