MSP Explained: What is NFC and How Does it Work?  

These days, we all use payment apps like Google Pay, Samsung Pay, Paytm, and others without any pairing or complex setups. But have you ever wondered what powers these apps? The technology behind this effortless connectivity is called Near-Field Communication (NFC).

Most smartphones today are equipped with NFC, and in this week’s edition of MSP Explained, we’ll explore what NFC is, how it works, and its wide range of applications in modern smartphones.

What is NFC?

As already mentioned, NFC stands for Near Field Communication. It is a short-range wireless technology that allows devices to communicate when in proximity, typically a few centimetres. This technology enables seamless data exchange between devices such as smartphones, tablets, and payment terminals without physical connections or complex configurations.

NFC operates at a frequency of 13.56 MHz and is designed for quick interactions, making it ideal for applications like contactless payments and ticketing systems.

How Does NFC Work on Smartphones?

NFC on smartphones enables communication with other NFC-enabled devices, tags, or readers. It uses electromagnetic fields to exchange information when two NFC devices come near each other. For instance, when you tap your phone at a payment terminal, its NFC chip sends encrypted payment details to the terminal, completing the transaction within seconds.

The technology can also interact with passive NFC tags, which do not require their power source. These tags can store information that can be read by an NFC-enabled device, enabling functionalities such as accessing websites or launching apps simply by tapping the phone against the tag.

What’s the Difference Between NFC Ultra-wideband, and Bluetooth?

NFC, Bluetooth, and Ultra-wideband (UWB) are all wireless communication technologies, but each has distinct features and use cases. Let’s break down the key differences between them in the table below:

Feature NFC Bluetooth
Ultra-wideband (UWB)
Range Up to 4 cm Up to 100 metres
Up to 10-30 metres
Speed Low – transfers small amounts of data High – faster for larger file sharing
Medium – accurate for spatial data
Power Consumption Very low Moderate Very low
Connection Time Instant (no pairing needed) Requires pairing
Instant (precise location detection)
Use Cases Mobile payments, quick pairing, smart tags Audio streaming, file transfers, wireless peripherals
Keyless entry, device tracking, precise location services
Security High due to short range Medium – more prone to interference
High – based on spatial awareness

What are the Benefits of NFC on Smartphones?

NFC technology offers several advantages for smartphone users; here are some:

  • Convenience: Users can make payments or share data with just a tap, eliminating the need for complex setups.
  • Security: The short range of NFC connections reduces the risk of interception by unauthorised parties. Additionally, many transactions are encrypted for added security.
  • Versatility: Besides payments, NFC can be used for various applications, such as accessing public transport systems, loyalty programs, and even controlling smart home devices.
  • Low Power Usage: Since NFC consumes minimal power, it can remain active without significantly draining the smartphone’s battery.

Smartphones with NFC Support

While NFC is present in almost all smartphones these days except some budget-friendly options. Here are some of the recent and popular smartphones with NFC:

Conclusion

That was pretty much everything about the NFC. While it might be a relatively hidden feature in your smartphone, its convenience and versatility cannot be overstated. From contactless payments to quick Bluetooth pairing and beyond, NFC offers secure, quick, and low-energy solutions for many everyday tasks.

While not all smartphones have NFC, it’s quickly becoming a must-have feature, and soon we are expecting that just like Bluetooth it will be available on every device.