The National Payments Corporation of India (NPCI) has finally made UPI services accessible to NRIs holding Non-Resident External (NRE) or Non-Resident Ordinary (NRO) accounts. Here's everything you need to know in detail.
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NRIs Can Make UPI Transactions
This move to bring UPI access to NRIs allows them to make instant transactions directly from their smartphones, using UPI linked to their international phone numbers.
The international phone numbers can be easily linked to UPI:
- You need to start by connecting your international phone number with your bank account.
- Next, download a UPI app that accepts international numbers and follow the prompts to set it up.
Countries Eligible for UPI Access
Check out the list of countries below that can access UPI:
- Australia
- Canada
- France
- Hong Kong
- Malaysia
- Oman
- Qatar
- Saudi Arabia
- United Arab Emirates
- United Kingdom
- United States of America
Complete List of NPCI-Approved Banks
NPCI has approved 13 banks, allowing them to link their customers’ phone numbers to UPI. Here’s the list:
- AU Small Finance Bank
- Axis Bank
- Canara Bank
- City Union Bank
- DBS Bank Ltd
- Equitas Small Finance Bank
- Federal Bank
- HDFC Bank
- ICICI Bank
- IDFC First Bank
- IndusInd Bank
- Punjab National Bank
- South Indian Bank
Approved UPI Apps by NPCI: A Complete List
NRIs can make transactions using these seven UPI apps, which include,
- AU Small Finance Bank / BHIM AU
- BHIM
- Federal Bank / FedMobile
- ICICI Bank / iMobile
- IndusInd Bank / BHIM Indus Pay
- PhonePe
- South Indian Bank / SIB Mirror+
