PMAY Subsidy Status Check With Aadhar: Prerequisites, Eligibility, Features, Process and Steps

All details about PMAY Subsidy and how to check the status of the same with Aadhaar!

Published On: April 19, 2023

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The Pradhan Mantri Awas Yojana (PMAY) represents a pioneering and flagship housing scheme launched by the Government of India in 2015. The objective that PMAY seeks to achieve is the provision of affordable and accessible housing for all residents of India. In essence, the scheme has been set up in such a way that it caters to the specific housing needs of the underprivileged and economically challenged members of society, notably those who are classified under the economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG), whether in the urban or rural areas.

PMAY offers interest subsidies on home loans for eligible beneficiaries, thereby enabling them to access credit at a significantly reduced cost, a move that makes homeownership more feasible and within reach. The interest subsidy that PMAY provides comes in two broad categories, one for the EWS and LIG beneficiaries and another for MIG beneficiaries. In this article we will understand in detail the PMAY Subsidy, how to check the status of the same with Aadhaar.

Table of Contents

What is PMAY Subsidy?

The PMAY Subsidy aims to provide housing to all. The initiative proffers two alternatives for availing of the benefits:

The Credit Linked Subsidy Scheme (CLSS): Under this scheme, qualified beneficiaries can enjoy an interest subsidy on their home loans intended for purchasing or constructing a dwelling. The extent of the subsidy varies according to the income bracket of the beneficiary and can potentially reach a maximum of Rs. 2.67 lakh.

Affordable Housing in Partnership (AHP): This alternative entails the government’s allocation of financial aid to eligible housing projects to construct reasonably priced residential units.

Also Read: Check Your Aadhaar Bank Linking Status Online: A Step-by-Step Guide

Prerequisites for Checking PMAY Status with Aadhaar

To check the Pradhan Mantri Awas Yojana (PMAY) status with Aadhaar, you need to fulfill the following prerequisites:

You must have a valid Aadhaar number.
You should have applied for PMAY through the official website of PMAY.
You should have received an acknowledgement number after applying for PMAY.
Your Aadhaar number should be linked with your PMAY application.

If you have fulfilled these prerequisites, you can easily check your PMAY status using your Aadhaar number through the official website of PMAY. The process involves entering your Aadhaar number and the application acknowledgement number on the PMAY website to check the status of your PMAY application.

Eligibility for PMAY scheme

The Pradhan Mantri Awas Yojana (PMAY) scheme is aimed at providing affordable housing to the urban poor and economically weaker sections of society. The eligibility criteria for the PMAY scheme are as follows:

Beneficiaries should belong to the economically weaker section (EWS), lower-income group (LIG), middle-income group (MIG-I) or middle-income group (MIG-II) category.
Beneficiaries should not own a pucca house (an all-weather dwelling unit) either in their name or in the name of any member of their family in any part of India.
Beneficiaries should not have availed any central assistance under any housing scheme from the Government of India or any benefit under any scheme in the PMAY scheme.

Apart from these general eligibility criteria, the specific eligibility criteria for each category of beneficiaries under the PMAY scheme may vary. It is important to note that the PMAY scheme is only applicable to individuals and not for any commercial or institutional purposes.

How to Check PMAY Subsidy Status in 2023?

There are multiple ways one could check the PMAY Subsidy Status in 2023. We have each method with detailed steps so that it becomes very easy for the user to track the PMAY status and make the most from this benefit given to citizens by the Government of India.

Different Ways to Check PMAY Status

There are 4 different ways an applicant can view the PMAY application status. One can check their PMAY status with Aadhaar, PMAY application ID, assessment ID, and via a toll-free number. Read on to know each step in detail.

PMAY Status Check with Aadhaar

To check the status of your Pradhan Mantri Awas Yojana (PMAY) application using your Aadhaar, you can follow these steps:

Visit the official website of PMAY at https://pmaymis.gov.in/.
Click on the ‘Citizen Assessment’ option under the ‘Citizen Section’ on the homepage.
Select the appropriate option based on the category of your PMAY application – ‘For Slum Dwellers’ or ‘Benefit under other 3 components’.
Enter your Aadhaar number and click on the ‘Submit’ button.
Once the Aadhaar number is validated, you will be redirected to the next page where you will be required to enter your application acknowledgement number.
Enter the application acknowledgement number and click on the ‘Submit’ button.
The status of your PMAY application will be displayed on the screen.

Also Read: New Aadhaar Card Registration: How to Apply for Aadhaar Card Online, List of Documents Required, More

PMAY Status Check using PMAY Application ID

To check the status of your Pradhan Mantri Awas Yojana (PMAY) application using the PMAY application ID, you can follow these steps:

Visit the official website of PMAY at https://pmaymis.gov.in/.
Click on the ‘Citizen Assessment’ option under the ‘Citizen Section’ on the homepage.
Select the appropriate option based on the category of your PMAY application – ‘For Slum Dwellers’ or ‘Benefit under other 3 components’.
Enter your PMAY application ID and click on the ‘Submit’ button.
The status of your PMAY application will be displayed on the screen.

PMAY Subsidy Status with Assessment ID

To check the status of your Pradhan Mantri Awas Yojana (PMAY) subsidy using the assessment ID, you can follow these steps:

Visit the official website of PMAY at https://pmaymis.gov.in/.
Click on the ‘Track Your Assessment Status’ option under the ‘Citizen Corner’ on the homepage.
Enter your assessment ID and click on the ‘Submit’ button.
The status of your PMAY subsidy will be displayed on the screen.

Also Read: Aadhaar Update: How to Update Your Aadhaar Card for Free Online on UIDAI Website

PMAY Subsidy Status Check via Toll-free number

To check the status of your Pradhan Mantri Awas Yojana (PMAY) subsidy via a toll-free number, you can follow these steps:

Dial the toll-free number 1800-11-3377 or 1800-11-3388.
Follow the instructions given by the customer care executive and provide your PMAY application details.
Once your details are verified, the customer care executive will inform you about the status of your PMAY subsidy.

How to check if your PMAY subsidy has been credited to your home loan account?

To check if your PMAY subsidy has been credited to your home loan account, follow these steps:

Visit the official PMAY website at https://pmaymis.gov.in/.
Click the “Citizen Assessment” tab and select “Track Your Assessment Status” from the drop-down menu.
Enter your application number and click on the “Submit” button.
The status of your PMAY application will be displayed on the screen. If your application has been approved and the subsidy amount has been disbursed, you will see a message indicating the same.
You can also check the status of your PMAY subsidy by visiting the bank or financial institution’s website from where you have taken the home loan.
Log in to your account using your credentials and check your loan account statement to see if the subsidy amount has been credited.
Alternatively, you can also contact the customer care of the bank or financial institution to enquire about the status of your PMAY subsidy.

Following these steps, you can easily check if your PMAY subsidy has been credited to your home loan account.

Pradhan Mantri Awas Yojana Features

The scheme’s main feature is the Credit Linked Subsidy Scheme (CLSS). This is the most vital component, and the population can avail themselves of the benefits of the PMAY scheme if they truly wish to get a new house. Under this scheme, the public of India can also apply for an easy loan for the construction of their houses or can also reconstruct their “Kuccha” houses to “Pucca” houses just by carrying out the basic steps involved in the application process of the PMAY Subsidy. The major features of the Pradhan Mantri Awas Yojana scheme include:

The benefits can also be enjoyed by the population belonging to the
Scheduled castes and scheduled tribes.
The population belonging to the Economically Weaker Section (EWS) of society is also fit to enjoy the scheme’s benefits.
Economically weaker section of the society having a maximum annual family income of Rs. 3,00,00
The low-Income section of society has a maximum annual family income of Rs. 6,00,000.
The Middle-Income section of society has a maximum annual family income of Rs. 18,00,000)
The interest charged on the housing loans under the PMAY Subsidy scheme is around 6.5% to all the beneficiaries applying for a housing loan with a tenure of up to 20 years.

PMAY Subsidy Processing Stages

The basic stages that are there in the processing stages of the (Pradhan Mantri Awas Yojana) PMAY subsidy are:

Stage 1: Generation of the applicant’s application ID required in the PMAY subsidy generation.

Stage 2: Due diligence is further carried out by the PLI.

Stage 3: The applicant’s claim gets then uploaded on the Central Nodal Agency Portal.

Stage 4: The claim for the subsidy then gets approved by the authorities based on the given applicant’s documents provided.

Stage 5: At last, the PMAY subsidy gets released to PLI.

FAQs

1. How to apply for PMAY?

The PMAY subsidy applicants can easily apply for the (Pradhan Mantri Awas Yojana) PMAY subsidy online by just carrying out a few steps. The government has simplified the process so that the Indian population can easily reap the benefits of this scheme, which was started by the Indian Prime Minister, Mr. Narendra Modi, in 2015. The few basic steps include:

To apply for the PMAY subsidy, the user must visit the PMAY official website, https://pmayuclap.gov.in.
The user must select their respective category to fill in the form.
The site will demand the applicant to fill in their Aadhaar card number, which will be used for further identification.
The other details must be filled in the format B.
Toward the end, the user will have to enter the captcha displayed on the screens to complete the application process for the PMAY Subsidy finally.

2. How can I get Pradhan Mantri Awas Yojana assessment ID?

The Pradhan Mantri Awas Yojana Aka PMAY subsidy’s assessment ID can be acquired in amazingly simple steps:

Visit the official PMAY site, https://pmayuclap.gov.in, to display the official PMAY portal on the user’s screens.
The user must click the ‘Search Beneficiary’ option.
The portal will ask for the user’s Aadhaar card number for verification purposes, and right after entering the digits, the applicant can get their PMAY Assessment ID.

3. What are the different PMAY status messages, and what do they mean?

There are different status messages that you may encounter while checking the status of your Pradhan Mantri Awas Yojana (PMAY) application. Here are some of the common PMAY status messages and their meanings:

Application Received: This status message indicates that your PMAY application has been successfully submitted and is being processed by the concerned authorities.
Approved: This status message indicates that your PMAY application has been approved, and the subsidy amount will be disbursed to you shortly.
Pending for Verification: This status message indicates that your PMAY application is under verification, and the authorities are yet to confirm the details provided by you.
On Hold: This status message indicates some discrepancy or issue with your PMAY application, and it is currently on hold until the issue is resolved.
Rejected: This status message indicates that your PMAY application has been rejected due to incorrect information provided, lack of eligibility, etc.
Sanctioned: This status message indicates that your PMAY subsidy has been sanctioned, and the amount will be credited to your bank account shortly.

4. How can I check my PMAY subsidy amount?

To check your Pradhan Mantri Awas Yojana (PMAY) subsidy amount, you can follow these steps:

Visit the official website of PMAY at https://pmaymis.gov.in/.
Click on the ‘Citizen Assessment’ option under the ‘Citizen Corner’ on the homepage.
Enter your application number, Aadhaar number, or virtual ID, and click the ‘Submit’ button.
Once your application details are verified, you can see the details of your PMAY subsidy amount.

5. What should I do if my PMAY status is showing as “rejected”?

If your Pradhan Mantri Awas Yojana (PMAY) application status is showing as “rejected,” you can take the following steps:

Check the reason for rejection: First, you should check the reason for rejecting your PMAY application. This information can be found on the PMAY website, and it will help you understand what went wrong with your application.
Rectify the errors: If the rejection was due to incorrect information in the application, you can rectify the errors and submit a fresh application with the correct details.
Reapply for PMAY: If your PMAY application has been rejected due to a lack of eligibility, you may need to reapply once you meet the eligibility criteria. You can check the eligibility criteria on the PMAY website and apply again once you meet the requirements.
Contact the PMAY helpline: If you cannot determine the reason for rejection or need assistance with reapplying, you can contact the PMAY helpline at 1800-11-3377 or 1800-11-3388. The helpline will guide you through the process and help you resolve any issues related to your PMAY application.

6. Is it possible to change my PMAY application details after submission?

Yes, changing your Pradhan Mantri Awas Yojana (PMAY) application details is possible after submission. To do so, you need to follow these steps:

Visit the official PMAY website at https://pmaymis.gov.in/.
Click on the ‘Citizen Assessment’ option under the ‘Citizen Corner’ on the homepage.
Enter your application number, Aadhaar number, or virtual ID, and click the ‘Edit’ button.
Make the necessary changes to your application details and submit the revised application.

7. How can I update my mobile number or email address for PMAY status updates?

If you want to update your mobile number or email address for PMAY status updates, you can follow the steps given below:

Visit the official PMAY website at https://pmaymis.gov.in/.
Click on the ‘Citizen Assessment’ option under the ‘Citizen Corner’ on the homepage.
Click on the ‘Edit’ button next to your name.
Update your mobile number and email address in the relevant fields.
Click on the ‘Save’ button to update your information.