SBI Debit Card: How to Apply Best ATM-cum-Debit Card from State Bank of India Online and Offline

Here is how you can get a new SBI debit card.

SBI is India’s largest banking platform and most Indians have an account. As of now, SBI bank has over 45 crore customers along the length and breadth of the country. There are more than 22,000 branches all over the nation and there are over 45,000 ATM machines installed across India. With such a hung number of customers in the basket, the popular bank offers many services online like balance enquiry, mini statement, applying for credit cards, loans, and more online. One of the basic facilities that the bank offers is giving access to a debit card.

A debit card in India is also popularly known as an ATM card, as most people use a debit card for withdrawing money from ATM machines. In this guide, we will take a look at everything basic about the SBI debit card including how to apply using different methods, types of SBI debit cards, charges, and benefits of SBI debit and all the additional features.

While the article focuses on the issue of a new SBI debit card, we have also mentioned how to get a replacement SBI debit card in case you lose or the card is expired at the end, make sure you read that as well.

Also Read: SBI Mini Statement: How to Check SBI Account Mini Statement Using Missed Call Number, Online, SMS, and More

Request New SBI Debit Card Using Internet banking

For those who have access to internet and have SBI online banking enabled, this is an easy way to apply for a new debit card. Just follow these simple steps and order your debit card online.

  1. Log in to the SBI internet banking site with a valid user ID and password
  2. Click on the “e-services” tab
  3. Select “ATM card services”
  4. Click on “Request/Track debit card”
  5. You will be shown a list of active accounts with the SBI bank
  6. Select the account you want to get a new debit card
  7. Select the Card category as either “Debit card” or “My card” depending on your need
  8. Enter the name which you want on the card
  9. Select the type of card from the drop-down list
  10. Select “I accept the Disclaimer by checking the box”
  11. Click on Submit
  12. After this step, you may be asked to authenticate with OTP

Note: If you select ‘My Card’, you can choose an image that you want to be printed on your SBI debit card. It will cost Rs250 + GST.

Also Read: SBI Balance Check & Enquiry: How to Check SBI Account Balance via Missed Call Number, Online Banking, Mobile App and More

Request New SBI Debit Card at Branch

This is an easy way for those who can’t access internet banking, visiting the bank branch is the next option.

  • Visit the nearest SBI bank branch
  • Talk to SBI staff and request a new SBI debit card form
  • Fill out the form with all the necessary details
  • Submit the form to the bank branch
  • Your new SBI debit card will reach your address on the next few days 

Also Read: SBI Mobile Number Change: How to Change Registered Mobile Number of SBI Account Through Onlinesbi and ATM

Request New SBI Debit Card via Customer care 

  • Call 1800-11-2211 (toll-free) or 1800-425-3800 (toll-free) or 080-26599990
  • Select the debit card option
  • Request for a new debit card

Also Read: SBI: How to Activate New SBI ATM or Debit Card for Online Transactions

Types of SBI Debit Cards Available and Charges

The default ATM card, which will be provided with the SB account will be free of charge (issue charge) but, all the cards will come with a certain amount of annual charges. Some cards with more benefits costs as much as Rs 350 + GST (issue charge).

SBI Cards Cash withdrawal limit Issue charge Annual charges Replacement cost
Classic Debit Card No limit Nil Rs 125 + GST Rs 300 + GST
Silver International Debit Card USD 1,000 Nil Rs 150 + GST Rs 300 + GST
Global International Debit Card Up to Rs 75,000 Nil Rs 125 + GST Rs 300 + GST
Gold International Debit Card Up to Rs 2,00,000 Rs 100 + GST Rs 175 + GST Rs 300 + GST
Platinum International Debit Card Up to Rs 2,00,000 Rs 300 + GST Rs 250 + GST Rs 300 + GST
Mumbai Metro Combo Card Rs 40,000 Rs 100 + GST Rs 175 + GST Rs 300 + GST
SBI Business Debit Cards Up to Rs 2,00,000 Rs 350 + GST Rs 300 + GST Rs 300 + GST
SBI Pride Card Up to Rs 2,00,000 Nil Rs 350 + GST Rs 300 + GST
SBI Premium Debit Card Up to Rs 5,00,000 Nil Rs 350 + GST Rs 300 + GST

Advantages of SBI Debit Cards Benefits and Offers

All the SBI debit card offers reward points, which means the more you spend using the card, the more points you get and you can redeem against gifts or online vouchers. Some cards also offer airport lounge facilities and some offer personal accident insurance as well.

  • 50,000+ ATMs in India
  • Reward point on using the debit card for online/ offline transactions
  • 1 FreedomPoint or reward point on every Rs 200
  • 50 bonus points on first transactions
  • 100 bonus points on third transactions
  • Debit card EMI option
  • Airport Lounge Access
  • Personal Accident Insurance
  • Safe online shopping and e-commerce transactions

Note: All the features listed above might not be available on all the debit cards.

How to Apply For SBI Debit Card Replacement

In case you lose your card or it gets stolen or in case your card’s usage date has expired, you can follow these steps and order a new card. But, before we proceed, in case your SBI debit card / ATM card is lost, check out how you can block and deactivate your card here.

  1. Log in to the SBI internet banking
  2. Click on the “e-services” tab > select “ATM card services”
  3. Click on “Request/Track debit card”
  4. Select the account you want to get a new debit card
  5. Select the Card category as either “Debit card” or “My card” depending on your need
  6. Enter the name which you want on the card
  7. Select the type of card from the drop-down list
  8. Select “I accept the Disclaimer by checking the box”
  9. Click on Submit
  10. After this step, you may be asked to authenticate with OTP

Also Read: Lost SBI ATM Card? How to Block or Deactivate State Bank of India Debit Card by Phone Call, SMS, Online

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Srivatsa is a freelance writer at MySmartPrice. He likes to write and talk about Smartphones, Android, Cricket, and more. He has previously worked at TechRadar and AndroidPolice.