Google Pay UPI Limit: What is the Maximum Money Transfer or Transaction Amount Limit Per Day on GPay

Here's what you need to know about the daily transaction limit on Google Pay.

Published On: February 15, 2022

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Google Pay is one of the most popular online payment platforms in India. The platform is meant to be one of the most secure UPI payment apps in the country and comes loaded with a plethora of options, cashback, and more.

However, sometimes you might find yourself in a weird position that you might not be able to transfer money with the app. the Google Pay or GPay application despite having the required balance in your bank account. There are multiple reasons why you are not able to make the transaction and in this article, we are going to tell you why this is the case. So, let’s find out the daily transactions limit on Google Pay and other things you should know.

What is the Maximum Money Transfer or Transaction Amount Limit Per Day on GPay?

Google Pay or GPay is yet another platform that supports Unified Payments Interface (UPI). The app uses UPI as a mode to make transactions in the country. And just like every other UPI application, it also comes with a limit on the maximum amount transferred from one UPI ID to another. Here’s what you need to know about the daily transaction limit on Google Pay.

You cannot send more than Rs 1,00,000 in one day: This simply means that the app allows you to transfer money up to Rs 1 lakh using the application.
You cannot transfer money more than 10 times in one day: The Google Pay application, like all other apps, has a limit on sending money in a single day. This means you cannot send money more than 10 times a day using the app.
You cannot request money more than Rs 2,000: If you are using a Google Pay account, you cannot request money from someone else more than Rs 2,000.

Also Read: How to Create UPI ID in Google Pay, Paytm, PhonePe, Amazon Pay Payment Apps

If you have done any of the above-mentioned steps, you will reach your daily limit and you cannot use the UPI app for making any transactions. If done, then you have to wait until the next day to send more money. So, in order to avoid this, you can send less than Rs 1,00,000 to others using the app.

Also Read: Google Pay: How to Add or Remove Credit or Debit Card in GPay

What are the Bank Limits for Sending Money via GPay?

Moving on, if your daily transactions are below the UPI limit and still, you cannot send the money, this might be due to your bank has put a cap on UPI transactions. Most of the national banks have revealed the UPI transactions limit one can do in a single day. Check out the list of banks along with their UPI transactions limit:

Name of the Bank	Transaction limit	Daily Limit
Abhyudaya Co-operative Bank	25000	25000
Adarsh Co-op Bank Ltd	50000	50000
Aditya Birla Idea Payments Bank	100000	100000
Airtel Payments Bank	1,00,000	1,00,000
Allahabad Bank	25000	100000
Allahabad UP Gramin Bank	20000	40000
Andhra Bank	100000	100000
Andhra Pradesh Grameena Vikas Bank	25000	100000
Andhra Pragathi Grameena Bank	10000	20000
Apna Sahakari Bank	100000	100000
Assam Gramin VIkash Bank	5000	25000
Axis Bank	100000	100000
Bandhan Bank	100000	100000
Bank Of Baroda	25000	Not set
Bank Of India	10000	100000
Bank of Maharashtra	100000	100000
Baroda Gujarat Gramin Bank	25000	Not Set
Baroda Rajasthan Kshetriya Gramin Bank	25000	25000
Baroda Uttar Pradesh Gramin Bank	25000	25000
Bassein Catholic Coop Bank	20000	40000
Bhilwara Urban Co operative Bank LTD	25000	25000
Bihar Gramin Bank	Mergerd with DBGB
Canara Bank	10000	25000
Catholic Syrian Bank	100000	100000
Central Bank of india	25000	50000
Chaitanya Godavari Grameena Bank	25000	100000
Chhattisgarh Rajya Gramin Bank	25000	100000
Citibank Retail	100000	100000
City Union Bank	100000	100000
COASTAL LOCAL AREA BANK LTD	50000	1,00,000
Corporation Bank	50000	100000
DBS Digi Bank	100000	100000
DCB Bank	5000	5000
Dena Bank	100000	100000
Dena Gujarat Gramin Bank	NA (Merged)
Deutsche Bank AG (Web Collect)	NA
Dhanlaxmi Bank Ltd	100000	100000
Dombivali Nagrik Sahakari Bank	100000	100000
Equitas Small Finance Bank	25000	100000
ESAF Small Finance Bank	100000	100000
Federal Bank	100000	100000
FINO Payments Bank	100000	100000
G P Parsik Bank	100000	100000
HDFC	100000 (RS 5000 for new customer)	100000
Himachal Pradesh Gramin Bank	50,000	50,000
HSBC	100000	100000
Hutatma Sahakari Bank Ltd	100000	No limit
ICICI Bank	10000 (25000 for Google Pay users)	10000 (25000 for Google Pay users)
IDBI Bank	25000	50000
IDFC	100000	100000
India Post Payment Bank	25000	50000
Indian Bank	100000	100000
Indian Overseas Bank	10000	20000
IndusInd Bank	100000	100000
J&K Grameen Bank	20,000	20,000
Jalgaona Janata Sahkari Bank	100000	100000
Jammu & Kashmir Bank	20000	20000
Jana Small Finance Bank	10000	40000
Janta Sahakari Bank Pune	100000	100000
Jio Payments Bank	100000	100000
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.	25000	200000
Karnataka Bank	100000	200000
Karnataka vikas Gramin Bank	25000	25000
Karur Vysaya Bank	100000	100000
Kashi Gomti Samyut Gramin Bank	100000	100000
Kaveri Grameena Bank	25000	25000
Kerala Gramin Bank	20000	20000
Kotak Mahindra Bank	100000	100000
Langpi Dehangi Rural Bank	10000	100000
Madhya Bihar Gramin Bank	25000	100000
Maharashtra Grameen Bank	25000	100000
Maharashtra state co opp Bank	5000	50000
Malwa Gramin Bank (Bank merged with Punjab Gramin Bank)	10000	25000
Manipur Rural Bank	10000	10000
Maratha co opp Bank	100000	100000
Meghalaya Rural Bank	100000	100000
Mizoram Rural Bank	25000	100000
NKGSB CO-Op. Bank Ltd.	20000	40000
Oriental Bank of Commerce	100000	100000
Paschim Banga Gramin Bank	5000	25000
Paytm Payments Bank	100000	100000
Pragathi Krishna Gramin Bank	20000	20000
Prathama Bank	10000	50000
Punjab and Maharastra Co. bank	100000	100000
Punjab and Sind Bank	10000	10000
Punjab Gramin Bank	10000	25000
Punjab National Bank	25000	50000
Purvanchal Bank	25000	100000
Rajasthan Marudhara Gramin Bank	25000	25000
Rajkot Nagari Sahakari Bank Ltd	100000	100000
Samruddhi Co-op bank ltd	100000	100000
Sarva Haryana Gramin Bank	50,000	1,00,000
Sarva UP Gramin Bank	50000	100000
Saurashtra Gramin Bank	20000	100000
Shree Kadi Nagarik Sahakari Bank Ltd.	100000	100000
South Indian Bank	100000	100000
Standard Chartered	100000	100000
State Bank Of India	100000	100000
Suco Souharda Sahakari bank	100000	100000
Suryoday Small Finance Bank Ltd	100000	100000
Suvarnayug Sahakari Bank ltd	100000	100000
Syndicate Bank	10000	100000
Tamilnadu Mercantile Bank	20000	100000
Telangana Gramin Bank	25000	100000
Telangana State Co Operative Apex Bank	10000	1,00,000
Thane Bharat Sahakari Bank	100000	100000
The Cosmos Co-Operative Bank LTD	10000	50000
The A.P. Mahesh Co-Operative Urban Bank	25000	25000
The Ahmedabad District Co-operative Bank Ltd	10000	25000
The Ahmedabad Mercantile Co-op Bank Ltd	100000	100000
The Andhra Pradesh state cooperative	10000	100000
The Baroda Central Co-operative bank ltd.	15000	100000
The Gujarat State Co-operative Bank Limited	50000	100000
The Hasti Co-operative Bank Ltd	100000	100000
The Kalyan Janta Sahkari Bank	100000	100000
The Lakshmi Vilas Bank Limited	100000	100000
The Mahanagar Co-Op. Bank Ltd	25000	50000
The Malad Sahakari Bank Ltd.	10000	50000
The Mehsana Urban Co-Operative Bank	100000	100000
The Municipal Co-op Bank Ltd.	5000	50000
The Muslim Co-Operative Bank Ltd	100000	100000
The Nainital Bank Ltd	20000	40000
The Ratnakar Bank Limited	25000	25000
The Saraswat Co-Operative Bank	100000	100000
The Surat Peoples Co Op. Bank Ltd	25000	100000
The Sutex Co op Bank	100000	100000
The SVC Co-Operative Bank Ltd	10000	20000
The Thane Janta Sahakari Bank Ltd(TJSB)	100000	100000
The Udaipur Mahila Samridhi Urban Co-op Bank Ltd	100000	100000
The Udaipur Mahila Urban Co-op Bank Ltd	100000	100000
The Urban Cooperative Bank Ltd Dharangaon	20000	25000
The Varachha Co-op Bank Ltd.	20000	40000
The Vijay Cooperative Bank Ltd	20000	200000
The Vishweshwar Sahakari Bank Ltd	100000	100000
Tripura Gramin Bank	10000	10000
UCO Bank	100000	100000
Ujjivan Small Finance Bank Limited	50000	100000
Union Bank of India	100000	200000
United Bank of India	25000	60000
Uttarakhand Gramin Bank	25000	100000
Vananchal Gramin Bank	20000	20000
Vasai Vikas Co-op Bank Ltd	100000	100000
Vijaya Bank	25000	50000
YES Bank	100000	100000

Frequently Asked Questions (FAQs)

Why can’t I transfer more than Rs 5000 in Google Pay?

The reason why you cannot transfer more than Rs 5,000 in Google Pay might be because you could have changed your mobile phone. If you have changed your phone, mobile number or UPI PIN, you only send a maximum of Rs 5,000. However, the limit is only valid for the first 24 hours. Google Pay allows you to send up to Rs 1 lakh in one day. Moreover, one can send money only 10 times in one day across all UPI applications.

How do I increase my GPay daily limit?

Usually, the daily limit is controlled by the UPI issuing bank’s limit. If that is the case, all you can do is wait for the next day for the limit to refresh or use a different payment method. You can also request or transfer a smaller amount than the day’s limit and transfer the rest of the amount after the daily limit refreshes.

You can check the table on this page to know the UPI limit of your bank. Some banks have different UPI transaction limits and UPI daily limits. For example, with Allahabad Bank, the UPI transaction limit is Rs 25,000, while UPI daily limit is Rs 1,00,000. If you face an issue with the limit on transferring Rs 30,000 with this bank on GPay, you can send the amount in parts, i.e., you can transfer the amount of Rs 25,000 first and then send the rest of the amount, Rs 5,000, in the second payment.