LIC Policy Status Online: How to Check LIC Policy Status Online Using Website, SMS, and More

Life Insurance Corporation of India or LIC is a popular company in India when it comes to insurance and policies. The LIC offices are located all over India in major cities and towns. LIC has become synonymous with insurance in most Indian households, although it is facing heat from the competition in recent times. Current;y, the company is leading the market with a 61.6 per cent market share in terms of premiums.

LIC is estimated to have over 300 million policyholders, the company has to establish itself in all corners of India for payment of premiums from holders. While there are local agents and online portals that help you pay premiums, it is better for a policyholder to keep a check on the status of the policy. Keeping a track of status from time to time is equally important as buying the premium itself. With the LIC portal offering multiple services for its customer base, the company also offers a way for users to check their policy status. In this guide, we will take a look at how one can check the status of policy using LIC’s online portal and other mediums.

How to Check LIC Policy Status Online?

To check LIC Policy, we will take a look at the LIC’s customer portal, which allows both new users and registered users to check the status of the policy.

How to Check Policy Status Online for New Users

1. Visit the LIC Customer Portal webpage
2. Click on “New User”, and you will be taken to the Enrollment page
3. Enter Policy number, DoB, Mobile number, install premium amount, email ID, and select gender (passport and PAN are optional here)
4. Click on the “I Agree” checkbox and select “Proceed”
5. Reconfirm your details (mobile, email, etc) by clicking on Yes
6. On the next screen, you will have to set a password and enter the password you’d like to sign to your LIC account (password must be a minimum of 6 characters and a max of 16. It must include at least one uppercase, one lower case, one numeric, and one special character)
7. Click on Login and now enter your UserID/Email/Mobile, password, and DoB
8. Once you successfully log in, click on “All Policies”
9. You will see the policy details (the one you entered during the registration)
10. Under Installment Premium, the status of the policy will be shown
11. If the policy is active it will display “In Force” and you will also see the next premium due date
12. You can click on the policy holder’s name to get more details like coverage, billing info, nominees info, activity, etc.

Also Read: LIC Policy: How to Check LIC Policy Status Without Registration

How to Check Policy Status Online for Registered Users

1. Visit the LIC Customer Portal webpage
2. Click on “Registered User”
3. Enter your UserID/Email/Mobile, password, and DoB
4. Once you successfully log in, click on “All Policies”
5. You will see the policy details Under Installment Premium, the status of the policy will be shown
6. If the policy is active it will display “In Force” and you will also see the next premium due date
7. You can click on the policy holder’s name to get more details like coverage, billing info, nominees info, activity, etc.

In case you have to pay your LIC premium, check out this guide below. You can pay the premium using Paytm, Amazon Pay, Google Pay, PhonePe, and more.

Pay LIC Premium Online: How to Pay LIC Premium Online Using Different Apps and Services

Steps for Enrolling Your LIC Policies Online

If you are already registered and have a LIC account username and password, you much at least have registered one LIC Policy. Now, we will take a look at how one can add more policies. It is very common to have more than one policy registered.

1. Login to the LIC portal by entering your user ID and password
2. Click on “All Policies”
3. Click on “Add Policy” in the top right corner
4. Select the relationship and policy number
5. Click on “Submit”

Note: To add the policies of a family member, you can add their details under Profile Management – Family Information. To add a family member, you can head to this My Profile info page. Under Family Information, click on “Add Family Information”

Also Read: Driving License Update: How To Change Address in Driving License

How to Check LIC Policy Status Using IVR?

• Dial 1251 on your phone if you are making a local call from any MTNL or BSNL
• For other than local users just dial your city STD code of the IVRS centre followed by 1251.
• By dialling this number, you can get info about your LIC Premium Status, Bonus, Loan, etc
• This facility is available 24/7

Check LIC Policy Status by Calling Customer Care

You can also call customer care and these are the following helpline or customer care numbers for different zones in India. Based on your current location, you can call the respective number and get the information like status and more of your policy.

LIC Customer Support Number for Central Zone

LIC Customer Support Number for East Zone

LIC Customer Support Number for North-Central Zone

LIC Customer Support Number for North Zone

LIC Customer Support Number for South-Central Zone

LIC Customer Support Number for Southern Zone

LIC Customer Support Number for Western Zone

FAQs:

What are the charges involved in checking LIC policy status?

To check your policy status online using the LIC portal, you won’t have to spend anything as the service is free. However, if you are checking status on-call, regular call chargers might be applicable depending on your plan.

Is it necessary to enrol my LIC policy to check its status online?

Yes, to check the status of your LIC policy on the LIC portal it is necessary to enrol with your policy number.

What is the benefit of adding policies online?

If you add all your LIC policies under your account, you can keep track of all the policies under one page and also you can make changes if needed. Lastly, you will get all additional details like due date, coverage, billing info, nominees info, activity, etc.

Do you need to check the LIC policy status regularly?

It is always a good habit to keep track of your LIC status, especially if you often tend to forget the premium date.

Also Read:

• How to Create UPI ID in Google Pay, Paytm, PhonePe, Amazon Pay Payment Apps
• SBI KYC Update Online: How to Submit State Bank of India KYC Documents Online to Update Your Account
• App Download Online: How to Download Apps on Windows and macOS Laptops