Check Indian Overseas Bank (IOB) Balance Via SMS, Toll-Free Number, Mobile Banking and More

Indian Overseas Bank is also popularly known as IOB in India, This is one of the most popular nationalized banks as well. The bank was started in the 1930s and as of 2022, the bank has over 3,200 domestic branches and about 4 foreign branches and a representative office. During the nationalization, IOB was one of the 14 major banks taken over by the government of India.

The bank offers a whole bunch of services both online and offline at the branch. The bank allows you to check your bank balance, get mini statements, pay bills, and check passbook all using its call, SMS, and app services. In this guide, we will take a look at how one can check the Indian Overseas Bank account balance using missed call service, SMS, toll-free, internet banking, mobile banking, and ATM machines.

Indian Overseas Bank Balance Check Number for SMS Banking

To check your account balance, here are the steps you can follow.

1. Send SMS to 84240 22122
2. Type BAL <space> last 4 digit Account Number and hit the send button
3. You will get an SMS instantly from the bank with your remaining balance

How to Check Indian Overseas Bank (IOB) Balance via Missed Call Banking Service

One of the simplest ways to check the bank balance of any bank account is by using the missed call service provided by the bank. Like most of the banks in India, IoB bank also offers this missed call service. Here is the number to check the IOBbalance.

Dial 04442220004 from your phone and the call will automatically end after a couple of rings, you will get an SMS instantly from the bank with your bank balance.

Also Read: Canara Bank Balance Check: How to Check Canara Bank Balance via Internet Banking, Missed Call Service, Mobile App, and More

Indian Overseas Bank Balance Check through USSD Code

For individuals with Indian Overseas Bank accounts lacking internet access, the USSD option is available for checking their account balance:

1. Dial 99*52# from the registered phone number.
2. Select the preferred language.
3. Input the IFSC code of your IOB Bank branch.
4. Request a balance check with Indian Overseas Bank.
5. Follow the provided instructions to inquire about your IOB Bank account balance or receive a mini statement.
6. The account balance details will be sent to the registered phone number.

IOB Balance Check through Net Banking

1. Visit the IOB Net banking website
2. Enter login ID and password
3. Enter the captcha
4. Click on Login
5. Select the “Balance Enquire” option
6. Under Account Balance, your account balance will be displayed

IOB Bank Account Balance Enquiry through Mobile Banking

1. Download and install IndOASIS – Indian Overseas Bank Mobile Banking application on Android or iOS
2. Complete the registration process on the app with your mobile number, MPIN, and password or just sign in if you have already registered
3. Once the app is opened, Tap on “My Accounts”
4. Under the Accounts tab, your account balance will be displayed

Also Read: PNB Balance Enquiry: How to Check Punjab National Bank Balance via Internet Banking, Missed Call Service, Mobile App, and More

How to Check Indian Overseas Bank (IOB) balance through UPI

You can also check your Indian Overseas Bank balance using different UPI apps. Google Pay, Paytm, BHIM, Phonepe and more allow you to check the balance of your Indian Overseas Bank account. In this article, we are going to use Google Pay as an example and how you can check the balance of your Indian Bank using the app. Here’s how you can do it:

1. Download and Install Google Pay application on your Android or iOS device
2. Follow the on-screen instruction to sign up for the service and to create a UPI PIN
3. Once done, you can simply open the Profile section of the application
4. Now click on Payment Methods and then select the Indian Overseas Bank account, the app will fetch your account details and you can proceed with it.
5. You can tap on Profile photo on the top right of the home screen, select “Bank account” and then tap on Indian Overseas Bank
6. Tap on the IOB and select “Check bank balance” and enter the UPI PIN to check the balance of your Indian Overseas Bank

Also Read: SBI Balance Check & Enquiry: How to Check SBI Account Balance via Missed Call Number, Online Banking, Mobile App and More

How to Check Indian Overseas Bank (IOB) balance through Toll-Free Number

From your registered mobile number, you can dial 04442220004 and get your account balance.

IOB Balance Enquiry through ATM

This is an offline method to check the Indian Overseas Bank account balance by visiting the nearest ATM. This is in case you are not able to get the balance via phone or internet banking. Here is how to check the IOB balance using an ATM card.

1. Insert your Indian Overseas Bank ATM card into the machine
2. Enter your ATM pin
3. Select the “Balance Enquiry” option
4. Check the balance and complete the transaction

Also Read: Bank of Baroda Balance Enquiry: How to Check BOB Account Balance via Online Banking, Missed Call Number, Mobile App, More

IOB Balance Enquiry through mPassbook

1. Visit the official app store on your mobile device (Google Play Store for Android or Apple App Store for iOS).
2. Search for the “IOB mPassbook” app and download/install it on your device.
3. Open the mPassbook app and register or log in using your IOB account details. You may need to create a username and password during the registration process.
4. Link your Indian Overseas Bank account(s) to the mPassbook app by providing the necessary information.

1. Once logged in, navigate to the section for balance inquiry or account summary within the mPassbook app.
2. Access the account balance section to view your current balance. Some apps also provide additional details, such as recent transactions.

FAQs

How can I check my Indian Overseas Bank (IOB) balance via SMS?

To check your IOB account balance through SMS, simply send a text message with “BALAVL <Account Number>” to the designated SMS number provided by the bank. You will receive an instant reply with your account balance details.

What is the toll-free number for checking IOB balance?

Dial the toll-free number associated with Indian Overseas Bank (IOB) customer service, usually 1800-425-4445 or 1800-425-7744, and follow the automated prompts to inquire about your account balance.

Can I check my IOB balance through mobile banking?

Yes, IOB offers mobile banking services. Download the official IOB mobile banking app, register your account, and log in to check your balance, transactions, and perform other banking activities conveniently on your mobile device.

Is there an online method to check my IOB account balance?

Utilize IOB’s internet banking services by logging into the official website and accessing your account details online. Navigate to the ‘Account Summary’ or ‘Balance Inquiry’ section to view your current balance.

What information do I need to check my balance via any method?

To check your IOB account balance, you typically need your account number and, in some cases, your registered mobile number. Ensure that your contact details are updated with the bank for a smooth balance inquiry experience.